Freedom United Federal Credit Union

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A short history of Freedom United FCU

Since its inception in 1939 the Freedom United Federal Credit Union has been serving its members in the ROCHESTER, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JEFFREY SMITH, the Freedom United FCU has grown its membership to over 7,232 with assets of more than $62,613,369. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (724) 774-5575 or email them at INFO@FREEDOMUNITEDFCU.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCHESTER, PA.

General Information For Freedom United FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3487
Address 283 Adams St. 
City ROCHESTER 
State Pennsylvania 
Zip-Code 15074
Phone Number (724) 774-5575
Fax Number (724) 774-6750
Email Address: INFO@FREEDOMUNITEDFCU.COM
CEO/President JEFFREY SMITH
Members 7,232 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 62,613,369 
Website http://FREEDOMUNITEDFCU.COM 

Compare Freedom United Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Beaver County Times CU Beaver County Times FCU 400 Fair Ave 15009 (724) 775-3200 No 4.22
R-s Bellco CU Main Office 710 3rd Ave 15066 (724) 843-3330 No 4.49
West Penn P&p CU WEST PENN P&P FCU 1089 3rd St 15009 (724) 774-9237 No 5.06
West-aircomm CU West-Aircomm Federal Credit Union 485 Buffalo St 15009 (724) 775-6640 No 5.17
Ibew Local Union 712 CU IBEW LU 712 FCU 217 SASSAFRAS Aly 15009 (724) 775-3044 No 5.70

Freedom United Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Freedom United Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 3.76 5.76 5.35 4.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 245 417 309 224
Rank Among All Pennsylvania Credit Unions 49 92 136 94 85

Freedom United Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 284 243
Rank Among All Pennsylvania Credit Unions N/A 32 15 77 50
Freedom United Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.5001,1422,306,619
All Other Unsecured Loans/Lines of Credit 9.380373767,925
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7601222,218,327
Used Vehicle Loans 5.7605695,815,325
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.35011612,398
Total Other Real Estate Loans/Lines of Credit 4.9501725,516,167
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001241,771,748
TOTAL LOANS & LEASES 2,51319,008,509

Freedom United Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10548,07100
    b. 15 Years or less 164,32700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1665,402,89318750,284
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 6113,274230,316
Open-End Fixed Rate 0000
TOTALS 1836,128,56520780,600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Freedom United Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes