First Credit Union

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A short history of First CU

Since its inception in 1935 the First Credit Union has been serving its members in the Chandler, Arizona area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jay Curtis, the First CU has grown its membership to over 42,022 with assets of more than $464,146,576. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (480) 756-5500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Chandler, AZ.

General Information For First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68444
Address 25 S Arizona Pl Ste 111 
City Chandler 
State Arizona 
Zip-Code 85225
Phone Number (480) 756-5500
Fax Number (480) 568-8849
Email Address:
CEO/President Jay Curtis
Members 42,022 
Full-Time Employees 139 
Part-Time Employees
Number of Branch Offices
Total Assets 464,146,576 

Compare First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
San Tan CU Ray Road 78 W Ray Rd Ste 1 85225 (480) 963-5661 No 1.13
Em CU E M Federal Credit Union 50 W Iron Ave 85210 (480) 633-4435 No 4.06
Bashas' Associates CU Tempe Branch 735 E Guadalupe Rd 85283 (480) 831-0098 No 6.63
Landings CU Gilbert Branch 657 N Gilbert Rd 85234 (480) 967-9475 No 8.37
Altier CU Gateway 6846 E Warner Rd 85212 (480) 324-1033 No 11.14

First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 4.90 2.69 2.69 4.12 5.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 14 107 65 158 339
Rank Among All Arizona Credit Unions 2 3 2 7 17

First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.03 0.03 0.20 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 148 146 318 250
Rank Among All Arizona Credit Unions 7 6 11 19 16
First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 4.9002,47910,383,630
All Other Unsecured Loans/Lines of Credit 13.5002,93911,027,436
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6904,527107,391,558
Used Vehicle Loans 2.6908,096136,525,291
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.12019730,013,622
Total Other Real Estate Loans/Lines of Credit 5.99085632,687,260
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00043112,772,969
TOTAL LOANS & LEASES 19,525340,801,766

First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7813,606,225458,374,844
    b. 15 Years or less 937,899,902182,700,000
    a. > 15 years 92,637,76200
    b. 15 Years or less 175,869,73300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 39015,441,186331,093,100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 45616,907,1672915,103,730
Open-End Fixed Rate 10338,90700
TOTALS 1,05362,700,88238717,271,674


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes