First Community Credit Union

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A short history of First Community CU

Since its inception in 1957 the First Community Credit Union has been serving its members in the Coquille, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Elmer, the First Community CU has grown its membership to over 75,635 with assets of more than $1,025,743,865. They have a main office and 28 branch offices. Please see the credit unions website or contact them by phone at (541) 396-2145 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Coquille, OR.

General Information For First Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68530
Address 200 N Adams St 
City Coquille 
State Oregon 
Zip-Code 97423
Phone Number (541) 396-2145
Fax Number (541) 396-3041
Email Address: none
CEO/President David Elmer
Members 75,635 
Full-Time Employees 270 
Part-Time Employees
Number of Branch Offices 28 
Total Assets 1,025,743,865 

Compare First Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
South Coast Ilwu CU South Coast ILWU Federal Credit Union 2438 Broadway Ave 97459 (541) 756-5746 No 17.47

First Community Credit Union Financial Performance Charts

Performance Charts

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Financial Data

First Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 1.99 2.99 3.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 34 91 102 100
Rank Among All Oregon Credit Unions 34 1 10 4 6

First Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.02 0.02 0.09 0.09
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 151 149 334 284
Rank Among All Oregon Credit Unions 11 15 21 39 31
First Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.0009,32711,470,797
All Other Unsecured Loans/Lines of Credit 12.0003,5553,638,964
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9903,83674,848,836
Used Vehicle Loans 2.9908,603105,255,303
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7504,013356,085,462
Total Other Real Estate Loans/Lines of Credit 4.0001,55134,664,801
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4902,63249,380,239
TOTAL LOANS & LEASES 33,517635,344,402

First Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 706111,052,59526742,995,881
    b. 15 Years or less 1,296118,053,96027328,049,911
    a. > 15 years 13620,581,86200
    b. 15 Years or less 27083,746,039146,282,303
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1,60522,651,006576,157,575
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1975,178,99100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,21726,343,26519391,841
Open-End Fixed Rate 1373,142,54511349,593
TOTALS 5,564390,750,26364184,227,104


Interest Only & Payment Option 1st Mortgage Loans 23311,071,105346,392
Interest Only & Payment Option Other RE/LOC Loans 39110,246,0930
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes