First Community Credit Union

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A short history of First Community CU

Since its inception in 1939 the First Community Credit Union has been serving its members in the Jamestown, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Schmitz, the First Community CU has grown its membership to over 32,237 with assets of more than $589,645,942. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (701) 252-0360 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Jamestown, ND.

General Information For First Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60103
Address PO Box 2180 
City Jamestown 
State North Dakota 
Zip-Code 58402
Phone Number (701) 252-0360
Fax Number () -
Email Address:
CEO/President Stephen Schmitz
Members 32,237 
Full-Time Employees 164 
Part-Time Employees
Number of Branch Offices 15 
Total Assets 589,645,942 

Compare First Community Credit Union To Other Local Credit Unions

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First Community Credit Union Financial Performance Charts

Performance Charts

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Financial Data

First Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.62 5.99 4.82 4.73
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 223 442 248 198
Rank Among All North Dakota Credit Unions 7 16 26 11 7

First Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.29 0.26 0.20 1.09 0.64
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 91 93 113 154 206
Rank Among All North Dakota Credit Unions 1 7 8 7 15
First Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004,1769,171,793
All Other Unsecured Loans/Lines of Credit 10.5002,3065,471,231
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.62048010,863,705
Used Vehicle Loans 5.9907,06172,098,155
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.8201,367263,962,855
Total Other Real Estate Loans/Lines of Credit 4.73071121,675,814
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2402,872110,820,836
TOTAL LOANS & LEASES 18,973494,064,389

First Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 122,136,47173,040,247
    b. 15 Years or less 13217,986,7632710,340,080
    a. > 15 years 5627,358,8361213,745,819
    b. 15 Years or less 4032,505,7282118,577,783
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 74,761,1105988,929
Adjustable Rate > 1 yr 1,120179,213,94710024,024,642


Closed-End Fixed Rate 1062,753,3127231,370
Closed-End Adjustable Rate 2406,675,24617660,170
Open-End Adjustable Rate 34711,333,374331,530,600
Open-End Fixed Rate 18913,88200
TOTALS 2,078285,638,66922973,139,640


Interest Only & Payment Option 1st Mortgage Loans 2910,745,73611,025,876
Interest Only & Payment Option Other RE/LOC Loans 211,451,7810
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes