Financial Center Credit Union

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A short history of Financial Center CU

Since its inception in 1954 the Financial Center Credit Union has been serving its members in the Stockton, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Duffy, the Financial Center CU has grown its membership to over 32,450 with assets of more than $480,828,575. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (209) 948-6024 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Stockton, CA.

General Information For Financial Center CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60463
Address P O Box 208005 
City Stockton 
State California 
Zip-Code 95208
Phone Number (209) 948-6024
Fax Number (209) 948-1043
Email Address:
CEO/President Michael Duffy
Members 32,450 
Full-Time Employees 91 
Part-Time Employees
Number of Branch Offices
Total Assets 480,828,575 

Compare Financial Center Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Golden Valley CU Golden Valley Federal Credit Union 409 W Center St 95336 (209) 825-5878 No 2.39
Pomona Postal CU LOCATION OF RECORDS 437 W Center St 91769 (909) 629-3415 No 2.39
Central State CU Lodi's Branch 363 S Lower Sacramento Rd 95242 (209) 444-3401 No 9.83
Stockton Community CU Main Office 167 N HUNTER ST 95201 (209) 933-9275 No 11.33
Allied Trades CU Stockton 2131 W March Ln 95267 (209) 235-9119 No 12.33

Financial Center Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Financial Center Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.73 4.45 7.78 5.42 7.51
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 442 335 612 317 458
Rank Among All California Credit Unions 104 120 180 109 130

Financial Center Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.50 N/A 1.17 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 66 N/A 139 227
Rank Among All California Credit Unions 12 12 N/A 26 57
Financial Center Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.73010,69016,011,416
All Other Unsecured Loans/Lines of Credit 11.0707,92245,087,311
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.45089020,063,502
Used Vehicle Loans 7.7805,99769,927,277
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.420918,681,100
Total Other Real Estate Loans/Lines of Credit 7.51043867,220
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.01098114,481,513
TOTAL LOANS & LEASES 26,614175,119,339

Financial Center Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 698,228,14400
    b. 15 Years or less 22452,95600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 43867,22000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1349,548,32000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Center Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes