Farmers Credit Union

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A short history of Farmers CU

Since its inception in 1953 the Farmers Credit Union has been serving its members in the HAYS, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Don Napell, the Farmers CU has grown its membership to over 1,109 with assets of more than $13,530,529. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (785) 625-2427 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAYS, KS.

General Information For Farmers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62580
Address 2825 PLAZA AVENUE, PO BOX 1140 
City HAYS 
State Kansas 
Zip-Code 67601
Phone Number (785) 625-2427
Fax Number (785) 625-4256
Email Address:
CEO/President Don Napell
Members 1,109 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,530,529 

Compare Farmers Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ellis CU Ellis Credit Union 1019 Washington St 67637 (785) 726-3499 No 11.65

Farmers Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Farmers Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.50 2.90 3.90 5.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 477 133 190 324 289
Rank Among All Kansas Credit Unions 26 6 13 28 26

Farmers Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.15 0.25 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 124 310 283
Rank Among All Kansas Credit Unions 10 17 15 39 26
Farmers Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.50015683,821
All Other Unsecured Loans/Lines of Credit 13.5002235,535
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.90025386,894
Used Vehicle Loans 3.90068596,354
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.500221,354,152
Total Other Real Estate Loans/Lines of Credit 5.500115,547
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5001062,288,286
TOTAL LOANS & LEASES 4004,760,589

Farmers Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 134,30400
    b. 15 Years or less 211,319,8486172,089
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 115,54700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 231,369,6996172,089


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Farmers Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes