Ecusta Credit Union

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A short history of Ecusta CU

Since its inception in 1976 the Ecusta Credit Union has been serving its members in the PISGAH FOREST, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Holliday, the Ecusta CU has grown its membership to over 6,581 with assets of more than $60,498,091. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (828) 884-7283 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PISGAH FOREST, NC.

General Information For Ecusta CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63663
Address P.O. BOX 910 
State North Carolina 
Zip-Code 28768
Phone Number (828) 884-7283
Fax Number (828) 884-2984
Email Address: none
CEO/President Susan Holliday
Members 6,581 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 60,498,091 

Compare Ecusta Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Champion CU Champion CU - Arden 2311 Hendersonville Rd 28704 (828) 274-2040 No 18.94
Wnc Community Cu CU WNC Community CU 27 Kent Ln 28786 (828) 456-1840 No 21.45
Mountain CU Mountain Credit Union 30 Highway 107 28779 (828) 586-0425 No 21.74
Arcade CU Arcade Credit Union 151 Patton Ave Ste 280 28801 (828) 254-1582 No 22.64
Telco Community Credit Union CU Adminstration Office 712 New Leicester Hwy 28806 (828) 252-6458 No 22.83

Ecusta Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ecusta Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.25 1.75 1.75 4.75 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 178 19 11 238 168
Rank Among All North Carolina Credit Unions 14 2 1 24 8

Ecusta Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.15 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 324 227
Rank Among All North Carolina Credit Unions 12 13 19 35 18
Ecusta Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2509611,514,119
All Other Unsecured Loans/Lines of Credit 7.5008474,657,741
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.750741,352,656
Used Vehicle Loans 1.7503023,848,646
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750936,534,080
Total Other Real Estate Loans/Lines of Credit 4.500361,283,641
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.500201534,072
TOTAL LOANS & LEASES 2,51419,724,955

Ecusta Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 212,744,49900
    b. 15 Years or less 703,761,6521130,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 227,92900
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 361,283,641125,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1297,817,7212155,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ecusta Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes