Datcu Credit Union

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A short history of Datcu CU

Since its inception in 1936 the Datcu Credit Union has been serving its members in the DENTON, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by GLEN MCKENZIE, the Datcu CU has grown its membership to over 92,125 with assets of more than $933,109,710. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (940) 387-8585 or email them at INFO@DATCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DENTON, TX.

General Information For Datcu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67535
Address PO BOX 827 
State Texas 
Zip-Code 76202
Phone Number (940) 387-8585
Fax Number (940) 442-5428
Email Address: INFO@DATCU.ORG
Members 92,125 
Full-Time Employees 194 
Part-Time Employees 15 
Number of Branch Offices 11 
Total Assets 933,109,710 
Website http://WWW.DATCU.ORG 

Compare Datcu Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Living In Fulfillment Everyday CU LiFE FCU 3351 Unicorn Lake Blvd 76210 (940) 565-5423 No 3.39
Intouch CU Midway 2650 Midway Rd 75006 (972) 619-4601 No 20.87
Mobility Credit Union CU Monetary 2101 Valwood Pkwy 75234 (972) 484-3928 No 21.93
Las Colinas CU Mary Kay Regal Row Branch 1430 Regal Row Ste 360 75063 (214) 905-6800 No 22.08
Valwood Park CU Valwood Park FCU 1001 E Crosby Rd 75006 (972) 446-0540 No 22.70

Datcu Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Datcu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 3.09 3.34 3.38 9.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 155 128 59 500
Rank Among All Texas Credit Unions 54 55 50 12 136

Datcu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 0.25 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 105 234 205
Rank Among All Texas Credit Unions 35 38 22 78 50
Datcu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.00014,36521,784,491
All Other Unsecured Loans/Lines of Credit 13.6504,05017,918,338
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0906,013131,734,895
Used Vehicle Loans 3.34021,496354,333,879
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.3801,173131,951,580
Total Other Real Estate Loans/Lines of Credit 9.00037011,169,809
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.1405,848100,798,588
TOTAL LOANS & LEASES 53,315769,691,580

Datcu Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 49077,324,1726912,987,684
    b. 15 Years or less 68254,463,230869,787,749
    a. > 15 years 0000
    b. 15 Years or less 1164,17800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2647,858,389522,266,550
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1063,311,42012671,600
Open-End Fixed Rate 0000
TOTALS 1,543143,121,38921925,713,583


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1083,365,331671,600
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Datcu Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes