Dakotaland Federal Credit Union

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A short history of Dakotaland FCU

Since its inception in 1935 the Dakotaland Federal Credit Union has been serving its members in the HURON, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Cumbee, the Dakotaland FCU has grown its membership to over 27,450 with assets of more than $310,752,984. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (605) 352-2845 or email them at helpdesk@dakotalandfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HURON, SD.

General Information For Dakotaland FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 167
Address 1371 DAKOTA AVE S 
State South Dakota 
Zip-Code 57350
Phone Number (605) 352-2845
Fax Number (605) 352-2852
Email Address: helpdesk@dakotalandfcu.com
CEO/President Daniel Cumbee
Members 27,450 
Full-Time Employees 117 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 310,752,984 
Website http://www.dakotalandfcu.com 

Compare Dakotaland Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dakota Rail Line CU DAKOTA RAIL LINE MAIN BRANCH 270 4th St NE 57350 (605) 352-3648 No 2.22
Hb Telco CU HB Telco Federal Credit Union 375 3rd St SW 57350 (605) 352-6933 No 2.44
M O CU M-O Federal Credit Union 1730 Dakota Ave S 57350 (605) 353-9977 No 2.98
Huron Area Education CU HAEFCU OFFICE 1855 Arizona Ave SW 57350 (605) 352-1311 No 3.55

Dakotaland Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Dakotaland Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.39 2.73 4.34 4.64 4.72
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 370 112 244 225 197
Rank Among All South Dakota Credit Unions 13 5 14 13 9

Dakotaland Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.11 0.23 1.29 1.39
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 126 110 119 108
Rank Among All South Dakota Credit Unions 4 10 6 2 3
Dakotaland Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.3902,3503,368,730
All Other Unsecured Loans/Lines of Credit 7.9802,5905,007,298
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5902982,564,367
New Vehicle Loans 2.7303407,663,378
Used Vehicle Loans 4.3405,73252,225,540
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.6401,365101,174,323
Total Other Real Estate Loans/Lines of Credit 4.7203027,569,010
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4504,47237,761,892
TOTAL LOANS & LEASES 17,449217,334,538

Dakotaland Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0011014,380,405
    b. 15 Years or less 41624,955,631424,034,895
    a. > 15 years 6741,2321282,000
    b. 15 Years or less 94375,477,460848,748,720
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1612,767,22314322,436
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 912,374,1097839,900
Open-End Fixed Rate 502,427,67814951,950
TOTALS 1,667108,743,33327229,560,306


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dakotaland Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes