1 Credit Union

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A short history of 1 CU

Since its inception in 1982 the 1 Credit Union has been serving its members in the Anchorage, Alaska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Yang, the 1 CU has grown its membership to over 84,383 with assets of more than $996,077,935. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (907) 339-9485 or email them at service@cu1.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Anchorage, AK.

General Information For 1 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66157
Address 1941 Abbott Rd 
City Anchorage 
State Alaska 
Zip-Code 99507
Phone Number (907) 339-9485
Fax Number (907) 339-8501
Email Address: service@cu1.org
CEO/President Paul Yang
Members 84,383 
Full-Time Employees 362 
Part-Time Employees
Number of Branch Offices 14 
Total Assets 996,077,935 
Website http://www.cu1.org 

Compare 1 Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Denali CU FBX University Center Carrs Branch 39 3627 Airport Way Ste 2 99503 (907) 257-7200 No 4.50
Alaska Usa CU Peoria 10641 W Olive Ave 85345 (623) 933-7172 No 4.63
Northern Skies CU O'Malley 1000 Omalley Rd Ste 109 99515 (907) 561-1407 No 5.16
Alaska Dist Engineers CU Alaska District Engineers FCU 2204 3RD ST STE 10 99506 (907) 753-5118 No 6.58

1 Credit Union Financial Performance Charts


Performance Charts

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Financial Data


1 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.95 2.70 2.70 3.50 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 408 108 66 72 132
Rank Among All Alaska Credit Unions 7 2 1 1 3

1 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.30 0.70 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 97 224 276
Rank Among All Alaska Credit Unions 3 4 3 6 8
1 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.95022,94866,282,171
All Other Unsecured Loans/Lines of Credit 10.95013,59223,057,583
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7002,83574,580,534
Used Vehicle Loans 2.70017,936250,630,404
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001,556246,560,060
Total Other Real Estate Loans/Lines of Credit 4.25055723,490,601
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0005,22474,012,409
TOTAL LOANS & LEASES 64,648758,613,762

1 Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 973180,144,5778319,918,373
    b. 15 Years or less 57165,077,854315,273,200
Balloon/Hybrid
    a. > 15 years 123,51000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 81,213,71600
Adjustable Rate > 1 yr 3100,40300

OTHER REAL ESTATE

Closed-End Fixed Rate 1353,203,49312401,932
Closed-End Adjustable Rate 642,43400
Open-End Adjustable Rate 41620,244,6742517,783,366
Open-End Fixed Rate 0000
TOTALS 2,113270,050,66137733,376,871

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1 Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes
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