Concho Educators Federal Credit Union

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A short history of Concho Educators FCU

Since its inception in 1941 the Concho Educators Federal Credit Union has been serving its members in the SAN ANGELO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry Merrill, the Concho Educators FCU has grown its membership to over 6,444 with assets of more than $75,612,010. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (325) 944-4551 or email them at cefcu@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN ANGELO, TX.

General Information For Concho Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4684
Address PO BOX 60976 
City SAN ANGELO 
State Texas 
Zip-Code 76906
Phone Number (325) 944-4551
Fax Number (325) 944-4809
Email Address: cefcu@aol.com
CEO/President Jerry Merrill
Members 6,444 
Full-Time Employees 28 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 75,612,010 
Website http://www.conchoeducators.org 

Compare Concho Educators Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
San Angelo CU SAN ANGELO FCU LOAN / ACCOUNTING OFFICE 301 W 1st St 76903 (325) 653-8320 No 0.31
Concho Valley CU Concho Valley Credit Union 1002 S Abe St 76902 (325) 658-7557 No 0.93
1st Community CU Wildewood 3505 Wildewood Dr 76904 (325) 653-1465 No 4.10
Trans Texas Southwest CU Trans Texas Southwest Credit Union 3401 Loop 306 76904 (325) 944-3184 No 4.33
Goodyear San Angelo CU Goodyear SAFCU 809 KNICKERBOCKER RD STE E 76902 (325) 245-3746 No 12.54

Concho Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Concho Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.25 2.25 6.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 57 36 373 100
Rank Among All Texas Credit Unions 50 19 15 110 15

Concho Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.35 0.63 0.67
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 89 236 202
Rank Among All Texas Credit Unions 31 51 18 80 49
Concho Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004611,161,079
All Other Unsecured Loans/Lines of Credit 10.500455820,127
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2501953,724,059
Used Vehicle Loans 2.2507098,935,577
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000444,108,053
Total Other Real Estate Loans/Lines of Credit 4.0005359,348,640
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.25084791,583
TOTAL LOANS & LEASES 2,48328,889,118

Concho Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 263,084,43500
    b. 15 Years or less 17882,82300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1140,79500

OTHER REAL ESTATE

Closed-End Fixed Rate 5359,348,64011872,517
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 57913,456,69311872,517

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Concho Educators Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes