Community Service Credit Union

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A short history of Community Service CU

Since its inception in 1954 the Community Service Credit Union has been serving its members in the Huntsville, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brenda Hooker, the Community Service CU has grown its membership to over 10,815 with assets of more than $94,471,322. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (936) 295-3980 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Huntsville, TX.

General Information For Community Service CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67974
Address P O Box 479 
City Huntsville 
State Texas 
Zip-Code 77342
Phone Number (936) 295-3980
Fax Number (936) 295-3731
Email Address:
CEO/President Brenda Hooker
Members 10,815 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 94,471,322 

Compare Community Service Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Walker County CU Walker County FCU 1802 Normal Park Dr 77340 (936) 291-2171 No 1.01

Community Service Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community Service Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.74 2.74 4.75 8.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 113 70 238 487
Rank Among All Texas Credit Unions 31 36 29 78 130

Community Service Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.07 0.10 0.40 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 122 129 76 263 227
Rank Among All Texas Credit Unions 33 47 15 88 59
Community Service Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9007962,153,895
All Other Unsecured Loans/Lines of Credit 7.9901,8586,392,188
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74075019,581,934
Used Vehicle Loans 2.7401,86726,919,655
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750483,421,348
Total Other Real Estate Loans/Lines of Credit 8.350329,061
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.99094114,689,922
TOTAL LOANS & LEASES 6,26373,188,003

Community Service Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,137,120194,500
    b. 15 Years or less 211,040,0931144,000
    a. > 15 years 0000
    b. 15 Years or less 181,244,1354460,944
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 329,06100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 513,450,4096699,444


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Service Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes