Community Choice Credit Union

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A short history of Community Choice CU

Since its inception in 1952 the Community Choice Credit Union has been serving its members in the COMMERCE CITY, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rainy Thoen, the Community Choice CU has grown its membership to over 6,274 with assets of more than $58,323,458. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (303) 287-8025 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COMMERCE CITY, CO.

General Information For Community Choice CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66012
Address 6921 E 72ND AV 
State Colorado 
Zip-Code 80022
Phone Number (303) 287-8025
Fax Number (303) 287-5803
Email Address: none
CEO/President Rainy Thoen
Members 6,274 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 58,323,458 
Website http://www.yourbetterbankingchoice. 

Compare Community Choice Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fitzsimons CU Fitzsimons Corporate Office 2201 N FITZSIMONS PKWY 80045 (303) 340-3343 No 9.42
Aurora Schools CU Pickens 500 Airport Blvd 80011 (303) 360-0987 No 10.56
Horizons North CU Main Office 11455 Pearl St 80233 (303) 451-1146 No 10.91
Mapleton Public Schools CU Administration Building 591 E 80th Ave 80229 (303) 288-2066 No 11.16
Aurora CU City Branch 15151 E Alameda Pkwy 80011 (303) 326-8823 No 11.47

Community Choice Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community Choice Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.18 4.90 5.90 4.50 5.96
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 522 387 432 205 336
Rank Among All Colorado Credit Unions 37 51 47 30 31

Community Choice Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 1.26 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 125 158
Rank Among All Colorado Credit Unions N/A 16 20 5 17
Community Choice Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.180654851,235
All Other Unsecured Loans/Lines of Credit 14.190405553,754
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9001112,012,200
Used Vehicle Loans 5.9003,76718,684,990
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500517,604,528
Total Other Real Estate Loans/Lines of Credit 5.96029650,176
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.1701101,166,949
TOTAL LOANS & LEASES 5,12731,523,832

Community Choice Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 264,435,20941,197,600
    b. 15 Years or less 232,786,421157,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2382,89800
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 10229,52700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 482,95900
Open-End Fixed Rate 15337,6907226,076
TOTALS 808,254,704121,480,676


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 292,45692,608
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community Choice Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes