Commonwealth One Federal Credit Union

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A short history of Commonwealth One FCU

Since its inception in 1944 the Commonwealth One Federal Credit Union has been serving its members in the ALEXANDRIA, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charlotte Cash, the Commonwealth One FCU has grown its membership to over 32,972 with assets of more than $338,855,534. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (703) 823-5211 or email them at cofcu@cofcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALEXANDRIA, VA.

General Information For Commonwealth One FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5134
Address PO BOX 9997 
City ALEXANDRIA 
State Virginia 
Zip-Code 22304
Phone Number (703) 823-5211
Fax Number (703) 650-4003
Email Address: cofcu@cofcu.org
CEO/President Charlotte Cash
Members 32,972 
Full-Time Employees 74 
Part-Time Employees
Number of Branch Offices
Total Assets 338,855,534 
Website http://www.cofcu.org 

Compare Commonwealth One Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Infirst CU OPM 1900 E St NW 22312 (703) 914-8700 No 1.60
Mount Pleasant Baptist Church CU Mt Pleasant Baptist Church 6477 Lincolnia Rd 22312 (703) 256-4802 No 2.26
Pentagon CU Georgia-Augusta Davis Road Branch 205 Davis Rd 30907 (800) 442-5655 No 2.42
United States Senate CU GAO 441 G St NW Rm 1100 20077 (202) 289-1771 No 2.59
Arlington Community CU Ballston Branch 4121 Wilson Blvd 22204 (703) 526-0200 No 2.77

Commonwealth One Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Commonwealth One Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 1.99 2.49 3.38 2.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 34 51 58 25
Rank Among All Virginia Credit Unions 37 2 6 6 2

Commonwealth One Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.08 0.18 0.54 0.64
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 134 120 254 207
Rank Among All Virginia Credit Unions N/A 27 21 46 30
Commonwealth One Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9906,49924,381,092
All Other Unsecured Loans/Lines of Credit 8.5003,81014,498,605
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.0002032,585,003
New Vehicle Loans 1.9901,60018,515,830
Used Vehicle Loans 2.4906,66540,592,367
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.38066596,005,080
Total Other Real Estate Loans/Lines of Credit 2.99068143,320,994
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9102412,076,707
TOTAL LOANS & LEASES 20,364241,975,678

Commonwealth One Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6914,670,454123,152,700
    b. 15 Years or less 26830,548,64361,447,000
Balloon/Hybrid
    a. > 15 years 8014,981,50800
    b. 15 Years or less 13331,760,899327,873,725
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1154,043,5767213,973
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 23213,316,216281,098,000
Closed-End Adjustable Rate 8510,376,6195815,000
Open-End Adjustable Rate 36419,628,159495,000
Open-End Fixed Rate 0000
TOTALS 1,346139,326,0749414,695,398

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1154,043,5760
Interest Only & Payment Option Other RE/LOC Loans 38419,520,3540
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Commonwealth One Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes