Altamaha Federal Credit Union

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A short history of Altamaha FCU

Since its inception in 1955 the Altamaha Federal Credit Union has been serving its members in the JESUP, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cheryl Spires, the Altamaha FCU has grown its membership to over 8,799 with assets of more than $57,091,655. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (912) 427-8924 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JESUP, GA.

General Information For Altamaha FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10262
Address PO BOX 490 
State Georgia 
Zip-Code 31598
Phone Number (912) 427-8924
Fax Number (912) 427-6843
Email Address:
CEO/President Cheryl Spires
Members 8,799 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 57,091,655 

Compare Altamaha Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Interstate Unlimited CU Hazlehurst Branch 14 HInson St 31539 (912) 375-0640 No 0.92
Geovista CU Fort Stewart (Branch) 793 Hase Road Bldg 416 31315 (912) 876-5156 No 23.27

Altamaha Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Altamaha Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 4.99 1.99 1.99 4.13 4.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 15 34 21 159 117
Rank Among All Georgia Credit Unions 1 5 2 12 6

Altamaha Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.25 0.45 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 105 274 243
Rank Among All Georgia Credit Unions 12 15 17 34 27
Altamaha Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 4.990414647,701
All Other Unsecured Loans/Lines of Credit 6.9901,1923,232,277
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901534,144,524
Used Vehicle Loans 1.9901,45917,562,991
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301003,566,672
Total Other Real Estate Loans/Lines of Credit 4.130340,512
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9904154,466,563
TOTAL LOANS & LEASES 3,73633,661,240

Altamaha Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 161,144,34500
    b. 15 Years or less 812,271,91400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3150,41300


Closed-End Fixed Rate 340,51200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1033,607,18400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Altamaha Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes