Valley One Community Federal Credit Union

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A short history of Valley One Community FCU

Since its inception in 1965 the Valley One Community Federal Credit Union has been serving its members in the Steubenville, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Sabol, the Valley One Community FCU has grown its membership to over 3,495 with assets of more than $34,357,810. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (740) 264-1402 or email them at valleyonecfcu@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Steubenville, OH.

General Information For Valley One Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16756
Address 2990 Johnson Rd 
City Steubenville 
State Ohio 
Zip-Code 43952
Phone Number (740) 264-1402
Fax Number (740) 346-0135
Email Address: valleyonecfcu@yahoo.com
CEO/President David Sabol
Members 3,495 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 34,357,810 
Website http://valleyonecfcu.com 

Compare Valley One Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
S And J School Employees CU S and J School Employees FCU 734 Main St 43953 (740) 266-6354 No 1.98
First Choice America Community CU Wheeling Office 1990 Chapline St 26003 (304) 748-8600 No 4.47
Strip Steel Community CU CORPORATE OFFICE 3316 MAIN St 26062 (304) 748-6622 No 4.57
Tin Mill Employees CU Tin Mill Employees Federal 3016 West St 26062 (304) 748-5811 No 4.59
Hancock School Emp. CU Hancock School Employee FCU 384 Penco Rd 26062 (304) 723-5605 No 6.80

Valley One Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Valley One Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.84 2.50 3.40 3.30 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 448 84 137 50 229
Rank Among All Ohio Credit Unions 80 13 24 6 47

Valley One Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.00 1.00 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 36 20 174 158
Rank Among All Ohio Credit Unions N/A 3 3 45 31
Valley One Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.840268652,662
All Other Unsecured Loans/Lines of Credit 11.000270764,171
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.500751,040,644
Used Vehicle Loans 3.4001751,539,580
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.300221,630,537
Total Other Real Estate Loans/Lines of Credit 5.000933,178,819
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.50094767,681
TOTAL LOANS & LEASES 9979,574,094

Valley One Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6408,583147,100
    b. 15 Years or less 161,221,95400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 732,378,2408334,171
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 20800,5799100,013
Open-End Fixed Rate 0000
TOTALS 1154,809,35618481,284

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Valley One Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes