United Credit Union

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A short history of United CU

Since its inception in 1931 the United Credit Union has been serving its members in the Chicago, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mario Aguirre, the United CU has grown its membership to over 18,539 with assets of more than $184,297,199. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (773) 376-6000 or email them at unitedcu@unitedcreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Chicago, IL.

General Information For United CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60041
Address 4444 S Pulaski Rd 
City Chicago 
State Illinois 
Zip-Code 60632
Phone Number (773) 376-6000
Fax Number () -
Email Address: unitedcu@unitedcreditunion.com
CEO/President Mario Aguirre
Members 18,539 
Full-Time Employees 42 
Part-Time Employees
Number of Branch Offices
Total Assets 184,297,199 
Website http://www.unitedcreditunion.com 

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United Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 16.50 4.25 4.75 4.25 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 541 311 296 174 N/A
Rank Among All Illinois Credit Unions 76 84 69 33 N/A

United Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.07 N/A 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 136 N/A 302 259
Rank Among All Illinois Credit Unions 21 37 N/A 55 39
United Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 16.5009213,593,647
All Other Unsecured Loans/Lines of Credit 13.0001,6266,996,756
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.250651,370,969
Used Vehicle Loans 4.7502,87838,536,371
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25023025,818,702
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0001281,178,293
TOTAL LOANS & LEASES 5,84877,494,738

United Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15419,424,63611674,115
    b. 15 Years or less 766,394,06661,491,585
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 23025,818,702172,165,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes