United Community Credit Union

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A short history of United Community CU

Since its inception in 1950 the United Community Credit Union has been serving its members in the Galena Park, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mac McDermott, the United Community CU has grown its membership to over 11,444 with assets of more than $95,205,645. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (713) 674-5778 or email them at mrene@unitedccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Galena Park, TX.

General Information For United Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68369
Address PO Box 606 
City Galena Park 
State Texas 
Zip-Code 77547
Phone Number (713) 674-5778
Fax Number (713) 674-9207
Email Address: mrene@unitedccu.com
CEO/President Mac McDermott
Members 11,444 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 95,205,645 
Website http://www.unitedccu.com 

Compare United Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Port Of Houston Warehouse CU Port of Houston Warehouse FCU 1717 East Loop N Ste 160 77029 (713) 673-5565 No 2.07
Ila 28 CU Main 1 4800-A Greenshadow Drive 77503 (281) 476-9388 No 2.34
Reed CU REED CREDIT UNION 10200 EAST FWY STE 125 77029 (713) 673-3333 No 2.48
Port Terminal CU Port Terminal Federal Credit Union 8934 Manchester St # 215 77012 (713) 926-5000 No 2.61
Port Of Houston CU Main Office 111 East Loop N 77029 (713) 670-2424 No 2.80

United Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.99 1.99 3.55 4.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 34 21 77 174
Rank Among All Texas Credit Unions 50 9 7 16 31

United Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.30 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 302 266
Rank Among All Texas Credit Unions N/A 34 N/A 105 70
United Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9002,0294,328,728
All Other Unsecured Loans/Lines of Credit 17.7001,8345,748,589
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,14926,066,062
Used Vehicle Loans 1.9902,25235,291,647
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5501937,406,862
Total Other Real Estate Loans/Lines of Credit 4.5507177,120
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0003654,479,888
TOTAL LOANS & LEASES 7,82983,498,896

United Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1927,347,037201,349,570
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 159,825160,400
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7177,12000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 2007,583,982211,409,970


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes