Texas Telcom Credit Union

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A short history of Texas Telcom CU

Since its inception in 1952 the Texas Telcom Credit Union has been serving its members in the Dallas, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Gibson, the Texas Telcom CU has grown its membership to over 3,994 with assets of more than $57,030,366. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (214) 320-8818 or email them at textelcu@textelcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dallas, TX.

General Information For Texas Telcom CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67490
Address 8818 Garland Rd 
City Dallas 
State Texas 
Zip-Code 75218
Phone Number (214) 320-8818
Fax Number (214) 320-8875
Email Address: textelcu@textelcu.org
CEO/President Stephen Gibson
Members 3,994 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 57,030,366 
Website http://www.textelcu.org 

Compare Texas Telcom Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lone Star CU Ferguson Rd 7508 Ferguson Rd 75228 (214) 327-9367 No 2.97
City CU Ferguson 7474 Ferguson Rd 75228 (214) 515-0100 No 3.03
America's CU Motley Branch Office 3001 Motley Dr Ste H 75150 (972) 681-6330 No 5.40
Baylor Health Care System CU Main Office 4005 Crutcher St Ste 130 75246 (214) 820-2342 No 5.56
Mesquite CU Main Office 1510 N Galloway Ave 75149 (972) 285-8951 No 6.62

Texas Telcom Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Texas Telcom Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.25 4.50 6.50 4.50 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 464 341 499 205 N/A
Rank Among All Texas Credit Unions 106 129 171 62 N/A

Texas Telcom Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.65 N/A 1.50 1.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 51 N/A 91 140
Rank Among All Texas Credit Unions N/A 15 N/A 26 27
Texas Telcom Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.250390792,205
All Other Unsecured Loans/Lines of Credit 11.2503861,752,553
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5004049,125,944
Used Vehicle Loans 6.50080812,033,877
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500417,280,081
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001111,511,631
TOTAL LOANS & LEASES 2,14032,496,291

Texas Telcom Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 356,081,5092802,889
    b. 15 Years or less 61,198,57200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 417,280,0812802,889


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texas Telcom Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes