America's Credit Union

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A short history of America's CU

Since its inception in 1934 the America's Credit Union has been serving its members in the GARLAND, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by REBECCA MCCOY, the America's CU has grown its membership to over 22,774 with assets of more than $239,612,673. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (972) 494-5328 or email them at WWW.INFO@AMERICASCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GARLAND, TX.

General Information For America's CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67470
Address PO BOX 469046 
State Texas 
Zip-Code 75046
Phone Number (972) 494-5328
Fax Number (972) 494-0371
Members 22,774 
Full-Time Employees 60 
Part-Time Employees
Number of Branch Offices
Total Assets 239,612,673 
Website http://WWW.AMERICASCU.ORG 

Compare America's Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texans CU Downtown Garland 626 Austin St 75040 (972) 348-3700 No 6.10
Lifetime CU Blue Cross Blue Shield Texas Bldg 1001 E Lookout Dr 75083 (972) 766-6732 No 6.46
Texas Telcom CU Lending Services Annex 1212 Tavaros Ave 75218 (214) 320-8818 No 7.33
Credit Union Of Texas CU Rockwall Branch 882 W Rusk St 75087 (972) 263-9497 No 7.39
Texas Health Resources CU Texas Health Resources CU 12770 Coit Rd Ste 100 75251 (214) 361-3800 No 7.57

America's Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

America's Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.90 2.99 4.99 3.99 6.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 518 145 323 137 386
Rank Among All Texas Credit Unions 116 51 112 35 98

America's Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.70 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 224 199
Rank Among All Texas Credit Unions N/A 51 38 75 47
America's Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.9003,1414,044,963
All Other Unsecured Loans/Lines of Credit 11.0001,1393,719,646
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,59726,881,924
Used Vehicle Loans 4.9901,94323,052,610
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99051961,955,119
Total Other Real Estate Loans/Lines of Credit 6.450671,554,895
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9902903,112,170
TOTAL LOANS & LEASES 8,696124,321,327

America's Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 516,412,1581142,500
    b. 15 Years or less 28718,141,9293277,200
    a. > 15 years 17636,756,715175,031,480
    b. 15 Years or less 5644,31700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 671,554,895172,158,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 58663,510,014387,609,180


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

America's Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes