Southern Teachers & Parents Federal Credit Union

A short history of Southern Teachers & Parents FCU

Since its inception in 1937 the Southern Teachers & Parents Federal Credit Union has been serving its members in the BATON ROUGE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jama Haynes, the Southern Teachers & Parents FCU has grown its membership to over 4,954 with assets of more than $31,168,307. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (225) 775-8597 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATON ROUGE, LA.

General Information For Southern Teachers & Parents FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Southern Teachers & Parents Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Allied Plastics CU	McNeese Credit Union	4390 Ryan St		(337) 475-5344	No	1.54
East Baton Rouge Teachers CU	EBRTFCU	4836 Plank Rd	70805	(225) 355-8896	No	5.96
W B R T CU	WBRT FCU	673 Rosedale Rd	70767	(225) 344-0318	No	6.34
Gp Louisiana CU	GP Louisiana FCU	820 W Mount Pleasant Rd	70791	(225) 658-1982	No	7.25
Postal CU	GMF Branch	8101 Bluebonnet Blvd	70821	(225) 383-4109	No	7.46

Southern Teachers & Parents Federal Credit Union Financial Performance Charts

Financial Data

Southern Teachers & Parents Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.50	4.68	8.00	5.78	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	434	361	630	352	N/A
Rank Among All Louisiana Credit Unions	48	67	88	54	N/A

Southern Teachers & Parents Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.18	N/A	0.45	1.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	111	N/A	274	158
Rank Among All Louisiana Credit Unions	N/A	34	N/A	50	16

Southern Teachers & Parents Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.500	155	195,840
All Other Unsecured Loans/Lines of Credit	12.000	1,684	3,823,078
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.680	82	1,778,589
Used Vehicle Loans	8.000	379	5,656,145
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.780	54	2,980,387
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.590	86	1,034,621
TOTAL LOANS & LEASES		2,440	15,468,660

Southern Teachers & Parents Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	3	443,615	0	0
b. 15 Years or less	51	2,536,772	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	54	2,980,387	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Southern Teachers & Parents Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes