Southbridge Credit Union

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A short history of Southbridge CU

Since its inception in 1938 the Southbridge Credit Union has been serving its members in the SOUTHBRIDGE, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Katherine Alexander, the Southbridge CU has grown its membership to over 12,259 with assets of more than $185,078,116. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (508) 765-5454 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTHBRIDGE, MA.

General Information For Southbridge CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66374
Address PO BOX F 
State Massachusetts 
Zip-Code 01550
Phone Number (508) 765-5454
Fax Number (508) 764-6288
Email Address:
CEO/President Katherine Alexander
Members 12,259 
Full-Time Employees 47 
Part-Time Employees
Number of Branch Offices
Total Assets 185,078,116 

Compare Southbridge Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northeastern Ct. Health Care CU DayKimball Hospital 320 Pomfret St 06260 (860) 928-2347 No 12.84
Workers CU Stafford Office 70 W Stafford Rd 06076 (860) 684-4484 No 16.04
Webster First CU Fitchburg High School 140 Arnhow Farm Rd 01420 (508) 671-5098 No 16.49
Millbury CU Auburn 56 Auburn St 01501 (508) 721-0021 No 16.89
Rogers Employees CU rogers credit union 1 technology drive 06263 (860) 779-5528 No 17.10

Southbridge Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Southbridge Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 1.99 4.00 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 21 138 56
Rank Among All Massachusetts Credit Unions N/A 6 2 35 8

Southbridge Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.25 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 105 263 227
Rank Among All Massachusetts Credit Unions 10 21 23 52 45
Southbridge Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9909133,996,373
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.7401,4134,560,295
New Vehicle Loans 1.99055610,663,245
Used Vehicle Loans 1.9901,43219,222,468
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00063189,349,364
Total Other Real Estate Loans/Lines of Credit 3.50034413,967,797
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2504487,596,029
TOTAL LOANS & LEASES 5,737149,355,571

Southbridge Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 23035,859,797274,930,500
    b. 15 Years or less 23920,970,8075672,800
    a. > 15 years 6112,010,37300
    b. 15 Years or less 4213,660,20200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 253,543,13200
Adjustable Rate > 1 yr 343,305,05381,742,900


Closed-End Fixed Rate 1073,439,697141,105,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 23710,528,100181,827,420
Open-End Fixed Rate 0000
TOTALS 975103,317,1617210,279,320


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2278,233,4590
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southbridge Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes