Savannah Postal Credit Union

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A short history of Savannah Postal CU

Since its inception in 1991 the Savannah Postal Credit Union has been serving its members in the SAVANNAH, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Freda Henderson, the Savannah Postal CU has grown its membership to over 2,280 with assets of more than $20,447,659. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (912) 691-2087 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAVANNAH, GA.

General Information For Savannah Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67364
Address PO BOX 13807 
State Georgia 
Zip-Code 31416
Phone Number (912) 691-2087
Fax Number (912) 351-9120
Email Address:
CEO/President Freda Henderson
Members 2,280 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,447,659 

Compare Savannah Postal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
F A B Church CU Main Office 23 Montgomery St 31402 (912) 233-8997 No 0.30
Savannah Federal CU Main Office 124 Barnard St Rm B110 31412 (912) 234-8978 No 0.51
Savannah Schools CU MALL BLVD 401 MALL BLVD STE 102F 31406 (912) 355-9099 No 0.66
Georgia Heritage CU Stephenson Branch 200 Stephenson Ave Ste 100 31405 (912) 629-4784 No 1.58
G. P. A. CU GPA Credit Union 100 Main St 31402 (912) 964-3995 No 3.37

Savannah Postal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Savannah Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 5.00 5.00 7.00 8.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 397 324 438 483
Rank Among All Georgia Credit Unions 28 58 35 43 39

Savannah Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.30 N/A 0.45 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 88 N/A 274 184
Rank Among All Georgia Credit Unions 10 13 N/A 34 12
Savannah Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.500251409,109
All Other Unsecured Loans/Lines of Credit 13.0005031,075,130
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00052872,856
Used Vehicle Loans 5.0001471,769,939
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.000161,258,292
Total Other Real Estate Loans/Lines of Credit 8.25019492,309
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.3003361,542,436
TOTAL LOANS & LEASES 1,3247,420,071

Savannah Postal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5732,18200
    b. 15 Years or less 11526,11000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 19492,30900
Open-End Fixed Rate 0000
TOTALS 351,750,60100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Savannah Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes