Rose City Federal Credit Union

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A short history of Rose City FCU

Since its inception in 1959 the Rose City Federal Credit Union has been serving its members in the THOMASVILLE, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lee Bryant, the Rose City FCU has grown its membership to over 7,190 with assets of more than $32,699,417. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (229) 228-9826 or email them at rosey@rosecityfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in THOMASVILLE, GA.

General Information For Rose City FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13352
Address PO BOX 2741 
City THOMASVILLE 
State Georgia 
Zip-Code 31799
Phone Number (229) 228-9826
Fax Number (229) 226-2171
Email Address: rosey@rosecityfcu.com
CEO/President Lee Bryant
Members 7,190 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 32,699,417 
Website http://www.rosecityfcu.com 

Compare Rose City Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Flowers Employees Credit League CU Flowers Employees Credit League 612 S Broad St 31799 (229) 228-6860 No 0.44
Jefferson County Teachers CU Jefferson County Teachers Credit Union 1500 W Washington St 32344 (850) 342-0250 No 20.86
Colquitt County Teacher CU Office 720 28th Ave SE 31776 (229) 890-6214 No 23.82
First Commerce CU Valdosta Mall Financial Center 1830 Norman Dr Ste B 32314 (850) 488-0035 No 27.22
Tallahassee-leon CU Tallahassee Leon Federal Credit Union 1827 Capital Cir NE 32308 (850) 576-8134 No 29.55

Rose City Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rose City Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.00 6.00 6.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 282 443 373 341
Rank Among All Georgia Credit Unions N/A 39 49 36 32

Rose City Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 N/A 0.68 0.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 N/A 229 197
Rank Among All Georgia Credit Unions N/A 13 N/A 23 14
Rose City Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.0001,9373,786,660
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.0001621,349
New Vehicle Loans 4.000781,587,324
Used Vehicle Loans 6.0006005,284,466
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000461,557,169
Total Other Real Estate Loans/Lines of Credit 6.000697,867
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0002001,459,164
TOTAL LOANS & LEASES 2,88313,793,999

Rose City Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 461,557,16900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 232,55300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 465,31400
Open-End Fixed Rate 0000
TOTALS 521,655,03600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rose City Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes