Jefferson County Teachers Credit Union

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A short history of Jefferson County Teachers CU

Since its inception in 1964 the Jefferson County Teachers Credit Union has been serving its members in the Monticello, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Judy Nazaruk, the Jefferson County Teachers CU has grown its membership to over 1,058 with assets of more than $9,650,481. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (850) 342-0250 or email them at jeffctcu@velocityonline.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Monticello, FL.

General Information For Jefferson County Teachers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67341
Address 1500 W Washington St 
City Monticello 
State Florida 
Zip-Code 32344
Phone Number (850) 342-0250
Fax Number (850) 342-1230
Email Address: jeffctcu@velocityonline.net
CEO/President Judy Nazaruk
Members 1,058 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,650,481 
Website http://jctcuonline.org 

Compare Jefferson County Teachers Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Commerce CU Valdosta Mall Financial Center 1830 Norman Dr Ste B 32314 (850) 488-0035 No 18.27
Flag CU Flag Credit Union Main Office 3115 Conner Blvd 32311 (850) 488-6781 No 21.89
Tallahassee-leon CU Tallahassee Leon Federal Credit Union 1827 Capital Cir NE 32308 (850) 576-8134 No 22.11
Florida Rural Electric CU Main Office 2916 Apalachee Pkwy 32302 (850) 877-6168 No 22.43
T M H CU Hospital Branch 1300 Miccosukee Rd 32301 (850) 431-5325 No 24.07

Jefferson County Teachers Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Jefferson County Teachers Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.01 7.16 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 283 557 N/A N/A
Rank Among All Florida Credit Unions N/A 57 78 N/A N/A

Jefferson County Teachers Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.62 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 237 N/A
Rank Among All Florida Credit Unions N/A 8 N/A 46 N/A
Jefferson County Teachers Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.710259643,100
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.01050943,266
Used Vehicle Loans 7.1601771,899,886
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.71094910,756
TOTAL LOANS & LEASES 5804,397,008

Jefferson County Teachers Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jefferson County Teachers Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No