Romney Federal Credit Union

  • +1

A short history of Romney FCU

Since its inception in 1955 the Romney Federal Credit Union has been serving its members in the Romney, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amanda Brafford, the Romney FCU has grown its membership to over 1,103 with assets of more than $5,650,787. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 822-3116 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Romney, WV.

General Information For Romney FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10301
Address 62 West Main Street 
City Romney 
State West Virginia 
Zip-Code 26757
Phone Number (304) 822-3116
Fax Number (304) 822-3116
Email Address:
CEO/President Amanda Brafford
Members 1,103 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,650,787 

Compare Romney Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Able CU Branch 210 State Route 956 26726 (304) 726-4300 No 20.41
Wepco CU Wepco - LaVale Branch 12511 Winchester Rd SW 21502 (301) 729-0146 No 21.84
Healthcare 1st CU HEALTHCARE 1 FCU 1050 W Industrial Blvd Ste 16 21502 (301) 723-4098 No 22.08
Allegany Co Teachers CU Allegany County Teachers Federal Credit Union 14316 National Hwy SW 21502 (301) 729-8015 No 23.32
Potomac CU Main 215 Paca St 21501 (301) 722-5522 No 23.45

Romney Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Romney Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 6.50 10.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 499 489 N/A
Rank Among All West Virginia Credit Unions N/A 13 44 38 N/A

Romney Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All West Virginia Credit Unions N/A 22 N/A N/A N/A
Romney Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.000148335,297
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990781,304,228
Used Vehicle Loans 6.5001171,162,027
Total 1st Mortgage Real Estate Loans/Lines of Credit 10.000121,227
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001538,781
TOTAL LOANS & LEASES 3592,861,560

Romney Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 121,22700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 121,22700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Romney Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No