Wepco Federal Credit Union

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A short history of Wepco FCU

Since its inception in 1950 the Wepco Federal Credit Union has been serving its members in the Bloomington, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Becky McKenzie, the Wepco FCU has grown its membership to over 30,202 with assets of more than $218,192,144. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (301) 359-3081 or email them at mangmt@wepcofcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bloomington, MD.

General Information For Wepco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6685
Address P.O. Box 157 
City Bloomington 
State Maryland 
Zip-Code 21523
Phone Number (301) 359-3081
Fax Number (301) 359-3683
Email Address: mangmt@wepcofcu.com
CEO/President Becky McKenzie
Members 30,202 
Full-Time Employees 43 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 218,192,144 
Website http://www.wepcofcu.com 

Compare Wepco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Able CU Branch 210 State Route 956 26726 (304) 726-4300 No 16.00
Allegany Co Teachers CU Allegany County Teachers Federal Credit Union 14316 National Hwy SW 21502 (301) 729-8015 No 16.29
Kel-co CU Kelco Federal Credit Union 321 Greene St 21502 (301) 777-8100 No 20.19
Al Gar CU Al-Gar FCU Main Office 316 Paca St 21502 (301) 722-5446 No 20.19
Potomac CU Main 215 Paca St 21501 (301) 722-5522 No 20.23

Wepco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wepco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.75 4.30 4.40 3.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 243 239 195 66
Rank Among All Maryland Credit Unions N/A 32 34 25 8

Wepco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.50 1.50 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 60 91 125
Rank Among All Maryland Credit Unions N/A 19 7 7 9
Wepco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.6002,98611,447,667
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7501,62040,647,139
Used Vehicle Loans 4.3004,80166,085,679
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.40041528,387,228
Total Other Real Estate Loans/Lines of Credit 3.6501205,075,462
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0007637,339,316
TOTAL LOANS & LEASES 10,705158,982,491

Wepco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 403,724,84300
    b. 15 Years or less 32914,921,621221,635,400
    a. > 15 years 408,840,276269,200
    b. 15 Years or less 0000
Other Fixed Rate 5886,36000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 114,12800


Closed-End Fixed Rate 25543,516113,200
Closed-End Adjustable Rate 311,573,99500
Open-End Adjustable Rate 642,957,95113775,114
Open-End Fixed Rate 0000
TOTALS 53533,462,690382,492,914


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wepco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes