Ravenswood Federal Credit Union

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A short history of Ravenswood FCU

Since its inception in 1959 the Ravenswood Federal Credit Union has been serving its members in the Ravenswood, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melanie Smith, the Ravenswood FCU has grown its membership to over 5,320 with assets of more than $32,728,917. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (304) 273-0515 or email them at rfcu@rfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ravenswood, WV.

General Information For Ravenswood FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13321
Address PO Box 67 
City Ravenswood 
State West Virginia 
Zip-Code 26164
Phone Number (304) 273-0515
Fax Number (304) 273-0518
Email Address: rfcu@rfcu.net
CEO/President Melanie Smith
Members 5,320 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 32,728,917 
Website http://www.rfcu.net 

Compare Ravenswood Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
One Community CU Main Office 531 5th St 26101 (304) 865-0439 No 20.78
Kraton Belpre CU Kraton Belpre FCU 2419 State Route 618 45714 (740) 423-2388 No 21.10
C C M H CU CCMH Federal Credit Union 801 Ann St 26101 (304) 424-2255 No 21.21
Riverview CU Riverview Credit Union 403 Main St 45714 (740) 423-4260 No 21.45
West Virginia Central CU Murdoch Office 1306 Murdoch Ave 26101 (304) 485-4523 No 21.61

Ravenswood Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ravenswood Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 5.29 4.82 6.30 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 428 303 395 N/A
Rank Among All West Virginia Credit Unions 10 40 26 33 N/A

Ravenswood Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.37 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 290 250
Rank Among All West Virginia Credit Unions N/A 22 N/A 31 23
Ravenswood Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990508928,495
All Other Unsecured Loans/Lines of Credit 9.2006891,899,006
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.2901151,633,778
Used Vehicle Loans 4.8207096,677,195
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.300441,297,495
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.54058429,692
TOTAL LOANS & LEASES 2,12312,865,661

Ravenswood Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 421,238,37800
    a. > 15 years 0000
    b. 15 Years or less 259,11700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 441,297,49500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ravenswood Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes