Railway Credit Union

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A short history of Railway CU

Since its inception in 1954 the Railway Credit Union has been serving its members in the Mandan, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Brucker, the Railway CU has grown its membership to over 7,211 with assets of more than $104,298,268. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (701) 667-9500 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mandan, ND.

General Information For Railway CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60787
Address 1006 E Main St 
City Mandan 
State North Dakota 
Zip-Code 58554
Phone Number (701) 667-9500
Fax Number (701) 667-9600
Email Address: none
CEO/President Paul Brucker
Members 7,211 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 104,298,268 
Website http://www.railwaycu.com 

Compare Railway Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Capital CU North 3101 N 11th St 58502 (701) 255-0042 No 10.81
Vue Community CU Vue Community Credit Union 818 E Main Ave 58502 (701) 223-6533 No 11.06
Flasher Community CU Flasher Community CU 105 N Main St 58535 (701) 597-3391 No 21.41

Railway Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Railway Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 3.49 3.99 4.50 4.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 208 202 205 224
Rank Among All North Dakota Credit Unions 8 15 13 7 10

Railway Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.18 0.27 N/A 1.43 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 103 91 N/A 99 171
Rank Among All North Dakota Credit Unions 3 6 N/A 4 11
Railway Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.950209339,408
All Other Unsecured Loans/Lines of Credit 8.950288955,315
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4901623,812,639
Used Vehicle Loans 3.9901,53623,316,507
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50017318,195,477
Total Other Real Estate Loans/Lines of Credit 4.95016013,796,065
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50074711,804,061
TOTAL LOANS & LEASES 3,27572,219,472

Railway Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 81,882,6473672,600
    b. 15 Years or less 14112,941,377353,596,561
    a. > 15 years 21,138,31800
    b. 15 Years or less 2201,79700
Other Fixed Rate 3844,7603301,182
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 171,186,5789503,703


Closed-End Fixed Rate 15313,002,877111,434,013
Closed-End Adjustable Rate 1531,97000
Open-End Adjustable Rate 566,95700
Open-End Fixed Rate 1194,2611130,507
TOTALS 33331,991,542626,638,566


Interest Only & Payment Option 1st Mortgage Loans 171,830,130762,884
Interest Only & Payment Option Other RE/LOC Loans 1194,261130,507
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Railway Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes