Pine Bluff Cotton Belt Federal Credit Union

A short history of Pine Bluff Cotton Belt FCU

Since its inception in 1936 the Pine Bluff Cotton Belt Federal Credit Union has been serving its members in the PINE BLUFF, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dee Edie, the Pine Bluff Cotton Belt FCU has grown its membership to over 5,737 with assets of more than $63,549,372. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (870) 535-6365 or email them at CBCU@pbcottonbeltfcu.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PINE BLUFF, AR.

General Information For Pine Bluff Cotton Belt FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Pine Bluff Cotton Belt Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Fairfield CU	Fairfield Federal Credit Union	206 Highway 81 N	71611	(870) 536-6665	No	1.73
Pine Bluff Postal CU	PB Postal FCU	100 E 8th Ave	71611	(870) 534-2447	No	5.84
Arkansas Am & N College CU	Main	1200 University Dr	71601	(870) 534-1990	No	7.19
Pine CU	PineFCU - Main Office	5100 Jefferson Pkwy	71602	(870) 247-5100	No	9.97
Pba CU	PBA Federal Credit Union	10020 Kabrich Cir	71602	(870) 535-2441	No	12.80

Pine Bluff Cotton Belt Federal Credit Union Financial Performance Charts

Financial Data

Pine Bluff Cotton Belt Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	7.99	3.41	4.39	4.54	5.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	90	198	250	209	229
Rank Among All Arkansas Credit Unions	6	16	16	6	4

Pine Bluff Cotton Belt Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.25	N/A	0.49	0.99
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	95	N/A	268	161
Rank Among All Arkansas Credit Unions	N/A	9	N/A	23	4

Pine Bluff Cotton Belt Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	7.990	2	107
All Other Unsecured Loans/Lines of Credit	8.800	756	2,012,678
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.410	318	7,744,456
Used Vehicle Loans	4.390	481	7,606,304
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.540	381	17,686,002
Total Other Real Estate Loans/Lines of Credit	5.000	21	360,764
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.560	292	2,546,649
TOTAL LOANS & LEASES		2,251	37,956,960

Pine Bluff Cotton Belt Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	24	3,173,787	5	784,400
b. 15 Years or less	165	4,707,921	18	846,900
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	192	9,804,294	2	157,600

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	21	360,764	2	32,000
Open-End Fixed Rate	0	0	0	0
TOTALS	402	18,046,766	27	1,820,900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Pine Bluff Cotton Belt Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes