Patterson Federal Credit Union

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A short history of Patterson FCU

Since its inception in 1957 the Patterson Federal Credit Union has been serving its members in the ARKADELPHIA, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shawn Cowart, the Patterson FCU has grown its membership to over 3,253 with assets of more than $19,067,238. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (870) 246-8005 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ARKADELPHIA, AR.

General Information For Patterson FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11902
Address 124 WP MALONE DR 
State Arkansas 
Zip-Code 71923
Phone Number (870) 246-8005
Fax Number (870) 246-8006
Email Address:
CEO/President Shawn Cowart
Members 3,253 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,067,238 

Compare Patterson Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Henderson State University CU Downtown Clinton 711 Clinton St Bldg 1 71923 (870) 246-1453 No 5.40
Diamond Lakes CU Hot Springs Central Office 4032 Central Ave 71913 (501) 525-6530 No 28.89
Combined CU CREDIT UNION 203 NASH ST 71913 (501) 623-7004 No 29.03
Garland County Educators CU Garland County Educators Federal Credit Union 190 Aviation Plz Ste E 71913 (501) 623-9230 No 29.16

Patterson Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Patterson Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.97 5.34 8.60 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 275 365 479 431
Rank Among All Arkansas Credit Unions N/A 23 25 16 16

Patterson Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.60 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 240 192
Rank Among All Arkansas Credit Unions N/A 9 N/A 17 7
Patterson Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.4905441,180,582
Short-Term, Small Amount Loans (STS) (Federal CU Only) 27.500179,833
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9701323,021,177
Used Vehicle Loans 5.3405597,273,404
Total 1st Mortgage Real Estate Loans/Lines of Credit 8.60019453,115
Total Other Real Estate Loans/Lines of Credit 7.00012,950
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.3702882,178,885
TOTAL LOANS & LEASES 1,56014,119,946

Patterson Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 19453,11500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 12,95000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 20456,06500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Patterson Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes