Combined Federal Credit Union

  • +1

A short history of Combined FCU

Since its inception in 1967 the Combined Federal Credit Union has been serving its members in the HOT SPRINGS, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rebecca Brosius, the Combined FCU has grown its membership to over 1,972 with assets of more than $6,566,381. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (501) 623-7004 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOT SPRINGS, AR.

General Information For Combined FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18474
Address 203 NASH ST 
State Arkansas 
Zip-Code 71913
Phone Number (501) 623-7004
Fax Number (501) 624-7068
Email Address:
CEO/President Rebecca Brosius
Members 1,972 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,566,381 

Compare Combined Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Garland County Educators CU Garland County Educators Federal Credit Union 190 Aviation Plz Ste E 71913 (501) 623-9230 No 1.70
Diamond Lakes CU Hot Springs Central Office 4032 Central Ave 71913 (501) 525-6530 No 14.40
Patterson CU Main Office 124 WP Malone Dr 71923 (870) 246-8005 No 23.92
Arkansas Health Center CU ARKANSAS HEALTH CENTER FCU 6701 HIGHWAY 67 Bldg 67 72015 (501) 860-0594 No 24.03
Henderson State University CU Downtown Clinton 711 Clinton St Bldg 1 71923 (870) 246-1453 No 24.34

Combined Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Combined Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.45 9.80 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 564 730 N/A N/A
Rank Among All Arkansas Credit Unions N/A 41 45 N/A N/A

Combined Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.92 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 188 N/A
Rank Among All Arkansas Credit Unions 7 18 N/A 8 N/A
Combined Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.700356434,501
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00062,294
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.45024447,424
Used Vehicle Loans 9.8003092,513,723
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.80079536,066
TOTAL LOANS & LEASES 7743,934,008

Combined Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Combined Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes