North East Texas Credit Union

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A short history of North East Texas CU

Since its inception in 1948 the North East Texas Credit Union has been serving its members in the LONE STAR, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kay Stewart, the North East Texas CU has grown its membership to over 14,347 with assets of more than $145,557,965. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (903) 656-2576 or email them at feedback@thenetcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LONE STAR, TX.

General Information For North East Texas CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68432
Address P O BOX 1480 
City LONE STAR 
State Texas 
Zip-Code 75668
Phone Number (903) 656-2576
Fax Number (903) 656-3458
Email Address: feedback@thenetcu.com
CEO/President Kay Stewart
Members 14,347 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices
Total Assets 145,557,965 
Website http://www.thenetcu.com 

Compare North East Texas Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
East Texas Professional CU Longview Main 409 E Loop 281 75608 (903) 323-0230 No 26.97
Longview Consolidated CU LongviewConsolidated Credit Union 3101 Mccann Rd 75605 (903) 234-9998 No 27.44
T & P Longview CU T & P Longview FCU 2320 N Eastman Rd 75605 (903) 753-3207 No 27.94
Longview CU Longview FCU 108 Carmon Ct 75693 (903) 297-4522 No 29.22
Telco Plus CU TELCO PLUS CREDIT UNION 7395 S Broadway Ave 75703 (903) 597-4321 No 29.27

North East Texas Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North East Texas Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 3.99 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 202 138 132
Rank Among All Texas Credit Unions N/A 51 71 36 24

North East Texas Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.20 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 114 240 211
Rank Among All Texas Credit Unions 35 47 24 81 54
North East Texas Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.0001,4811,542,960
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9903196,383,060
Used Vehicle Loans 3.9901,85117,035,336
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00054937,536,871
Total Other Real Estate Loans/Lines of Credit 4.25014502,236
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9901,22516,796,967
TOTAL LOANS & LEASES 5,43979,797,430

North East Texas Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4225,569178,605
    b. 15 Years or less 35219,300,951291,940,826
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 19318,010,351152,410,130
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14502,23600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 56338,039,107454,429,561

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North East Texas Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes