North Carolina Press Association Federal Credit Union

A short history of North Carolina Press Association FCU

Since its inception in 1984 the North Carolina Press Association Federal Credit Union has been serving its members in the RALEIGH, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bobby Nichols, the North Carolina Press Association FCU has grown its membership to over 1,475 with assets of more than $7,991,201. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (919) 839-5338 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RALEIGH, NC.

General Information For North Carolina Press Association FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare North Carolina Press Association Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Shaw University CU	201 TUPPER HALL	118 E South St	27601	(919) 546-8440	No	0.08
Local Government CU	Corporate Office	323 W Jones St Ste 600	27603	(919) 755-0534	No	0.81
State Employees' CU	THOMASVILLE	1700 LIBERTY DR	27360	(336) 476-2977	No	2.36
Coastal CU	Quail Plaza # 18	Quail Plaza	27609	(919) 420-8000	No	4.31
Electel Cooperative CU	Caswell	300 Rascoe Dameron Rd	27217	(336) 421-1296	No	7.22

North Carolina Press Association Federal Credit Union Financial Performance Charts

Financial Data

North Carolina Press Association Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.50	3.75	4.75	3.63	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	122	243	296	86	N/A
Rank Among All North Carolina Credit Unions	6	24	28	12	N/A

North Carolina Press Association Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.25	0.50	0.75	0.75	1.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	95	66	32	215	158
Rank Among All North Carolina Credit Unions	6	4	6	16	9

North Carolina Press Association Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.500	75	149,727
All Other Unsecured Loans/Lines of Credit	10.750	91	202,623
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.750	12	205,395
Used Vehicle Loans	4.750	111	822,726
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.630	10	1,177,017
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.750	3	4,962
TOTAL LOANS & LEASES		302	2,562,450

North Carolina Press Association Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	1	105,192	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	9	1,071,825	2	228,500

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	10	1,177,017	2	228,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

North Carolina Press Association Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes