Mosaic Federal Credit Union

Social
  • +1

A short history of Mosaic FCU

Since its inception in 1986 the Mosaic Federal Credit Union has been serving its members in the HARRISONBURG, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Catherine Hollar, the Mosaic FCU has grown its membership to over 4,186 with assets of more than $15,408,843. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (540) 564-6080 or email them at information@mosaicfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HARRISONBURG, VA.

General Information For Mosaic FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24281
Address 31 S CARLTON ST 
City HARRISONBURG 
State Virginia 
Zip-Code 22801
Phone Number (540) 564-6080
Fax Number (540) 564-6084
Email Address: information@mosaicfcu.org
CEO/President Catherine Hollar
Members 4,186 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,408,843 
Website http://www.mosaicfcu.org 

Compare Mosaic Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Park View CU Harmony Square 1675 Virginia Ave 22802 (540) 434-6444 No 4.58
Augusta County CU AUGUSTA COUNTY FEDERAL CREDIT UNION 18 GOVERNMENT CENTER LN 24482 (540) 245-5706 No 16.60
Augusta Health Care Credit Union CU AUGUSTA HEALTH CARE CREDIT UNION 78 MEDICAL CENTER DR 22939 (540) 932-4590 No 22.74
Waynesboro Employees Credit Union, CU Waynesboro Employees credit Union 939A Fir St 22980 (540) 949-0667 No 23.28
Dupont Community CU DCCU Branch - Reservoir Office 1925 Reservoir St 22980 (540) 946-3213 No 24.16

Mosaic Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Mosaic Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.95 4.95 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 392 318 N/A N/A
Rank Among All Virginia Credit Unions 51 56 47 N/A N/A

Mosaic Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.90 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 190 N/A
Rank Among All Virginia Credit Unions N/A 17 N/A 31 N/A
Mosaic Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9008471,001,601
All Other Unsecured Loans/Lines of Credit 16.0001,0882,304,250
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.950881,750,621
Used Vehicle Loans 4.9506417,094,440
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2501152,849
TOTAL LOANS & LEASES 2,67512,203,761

Mosaic Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mosaic Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes