Members1st Community Credit Union

  • +1

A short history of Members1st Community CU

Since its inception in 1964 the Members1st Community Credit Union has been serving its members in the MARSHALLTOWN, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janet Borer, the Members1st Community CU has grown its membership to over 18,278 with assets of more than $160,176,235. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (641) 752-1582 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MARSHALLTOWN, IA.

General Information For Members1st Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62918
Address PO BOX 777 
State Iowa 
Zip-Code 50158
Phone Number (641) 752-1582
Fax Number (641) 752-1514
Email Address:
CEO/President Janet Borer
Members 18,278 
Full-Time Employees 38 
Part-Time Employees
Number of Branch Offices
Total Assets 160,176,235 

Compare Members1st Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lennox Employees CU Lennox Employees Credit Union 1004 E Main St 50158 (641) 754-4501 No 1.87
Ets CU ETS Credit Union 3211 Edgington Ave 50627 (641) 858-5402 No 23.43
Advantage CU Advantage Credit Union 121 W 3rd St N 50208 (641) 792-5660 No 25.32

Members1st Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members1st Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.90 4.85 3.57 3.84
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 133 307 79 83
Rank Among All Iowa Credit Unions N/A 17 36 7 7

Members1st Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.84 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 200 271
Rank Among All Iowa Credit Unions N/A 26 21 24 34
Members1st Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.5901,0142,961,245
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9001,39524,549,349
Used Vehicle Loans 4.8502,38022,325,143
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.57015521,865,092
Total Other Real Estate Loans/Lines of Credit 3.84044312,091,313
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.3906947,429,308
TOTAL LOANS & LEASES 6,08191,221,450

Members1st Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 549,086,5696735,150
    b. 15 Years or less 657,559,1806707,200
    a. > 15 years 263,687,0824252,439
    b. 15 Years or less 6859,038174,681
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4673,22300
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 37710,640,829502,504,675
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 661,450,48436857,140
Open-End Fixed Rate 0000
TOTALS 59833,956,4051035,131,285


Interest Only & Payment Option 1st Mortgage Loans 51,011,8000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members1st Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes