Members Community Credit Union

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A short history of Members Community CU

Since its inception in 1957 the Members Community Credit Union has been serving its members in the Muscatine, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tim Chapman, the Members Community CU has grown its membership to over 7,062 with assets of more than $57,201,072. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (563) 264-7210 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Muscatine, IA.

General Information For Members Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62683
Address 159 Colorado St. P O Box 467 
City Muscatine 
State Iowa 
Zip-Code 52761
Phone Number (563) 264-7210
Fax Number (563) 264-7126
Email Address:
CEO/President Tim Chapman
Members 7,062 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 57,201,072 

Compare Members Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mercer CU Mercer Credit Union 100 SE 3rd Ave 61231 (309) 582-2005 No 19.53
Davenport Police Department CU Main Office 227 W 4th St 52801 (563) 323-9003 No 25.96
Gas And Electric CU RID Branch Office Rock Island Arsenal 61204 (309) 794-5431 No 26.00
M. A. Ford Employees CU M. A. Ford Mfg 7737 Northwest Blvd 52808 (563) 391-6220 No 26.56
The Family CU Rockingham 1400 Rockingham Rd 52802 (563) 324-0415 No 26.62

Members Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.80 4.15 3.64 4.54
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 120 219 87 173
Rank Among All Iowa Credit Unions N/A 15 24 9 22

Members Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.31 1.21 0.82
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 95 133 182
Rank Among All Iowa Credit Unions N/A 17 18 13 19
Members Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.3505531,478,635
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.800591,213,026
Used Vehicle Loans 4.15094310,924,535
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.64016915,683,549
Total Other Real Estate Loans/Lines of Credit 4.5402528,097,388
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5702602,692,146
TOTAL LOANS & LEASES 2,23640,089,279

Members Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 229,2937732,314
    b. 15 Years or less 472,459,6481642,271
    a. > 15 years 10511,680,5536642,271
    b. 15 Years or less 4760,6611250,000
Other Fixed Rate 10618,39700
Adjustable Rate 1 yr or less 1134,9971250,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2157,094,619291,811,035
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 371,002,76948177,139
Open-End Fixed Rate 0000
TOTALS 42123,780,937934,505,030


Interest Only & Payment Option 1st Mortgage Loans 5817,951543,000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes