K V Federal Credit Union

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A short history of K V FCU

Since its inception in 1962 the K V Federal Credit Union has been serving its members in the AUGUSTA, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christine Devine, the K V FCU has grown its membership to over 10,930 with assets of more than $82,680,414. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (207) 623-5171 or email them at aassistant@kvfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AUGUSTA, ME.

General Information For K V FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15328
Address 316 W RIVER RD 
State Maine 
Zip-Code 04330
Phone Number (207) 623-5171
Fax Number (207) 623-5341
Email Address: aassistant@kvfcu.org
CEO/President Christine Devine
Members 10,930 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 82,680,414 
Website http://www.kvfcu.org 

Compare K V Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Connected CU 85 Civic Center Drive 85 Civic Center Drive 04330 (207) 623-3857 No 4.08
Capital Area CU Main Office 2010 N Belfast ave 04338 (207) 622-3442 No 4.09
Maine State CU Capitol Street 200 Capitol St 04332 (207) 623-1851 No 5.68
Trademark CU Scarborough Branch 145 Pleasant Hill Rd 04104 (207) 883-3630 No 6.19
Gardiner CU Brunswick Avenue 420 Brunswick Ave 04345 (207) 582-2676 No 11.66

K V Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

K V Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.73 4.90 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 366 312 174 132
Rank Among All Maine Credit Unions 16 32 25 20 9

K V Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 284 243
Rank Among All Maine Credit Unions N/A 11 N/A 29 26
K V Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9001,9601,337,590
All Other Unsecured Loans/Lines of Credit 13.500617933,152
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7301011,890,929
Used Vehicle Loans 4.9001,15611,708,654
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25022819,606,754
Total Other Real Estate Loans/Lines of Credit 4.2502745,063,781
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7303343,001,003
TOTAL LOANS & LEASES 4,67043,541,863

K V Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9911,227,557182,646,575
    b. 15 Years or less 1187,824,5355547,600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10533,37600
Adjustable Rate > 1 yr 121,28600


Closed-End Fixed Rate 28559,754152,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 842,473,41800
Open-End Fixed Rate 1622,030,6094225,000
TOTALS 50224,670,535283,471,175


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

K V Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes