Jackson River Community Credit Union

Social
  • +1

A short history of Jackson River Community CU

Since its inception in 1953 the Jackson River Community Credit Union has been serving its members in the COVINGTON, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kathleen All, the Jackson River Community CU has grown its membership to over 6,062 with assets of more than $78,820,659. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (540) 962-6154 or email them at questions@yourvirtualcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COVINGTON, VA.

General Information For Jackson River Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66967
Address 347 NORTH COURT AVE 
City COVINGTON 
State Virginia 
Zip-Code 24426
Phone Number (540) 962-6154
Fax Number (540) 965-5154
Email Address: questions@yourvirtualcu.org
CEO/President Kathleen All
Members 6,062 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 78,820,659 
Website http://www.yourvirtualcu.org 

Compare Jackson River Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Star City CU Main Office 7635 Plantation Rd 24019 (540) 362-7315 No 29.85

Jackson River Community Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Jackson River Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.50 4.50 7.00 5.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 477 341 545 268 200
Rank Among All Virginia Credit Unions 55 51 72 39 24

Jackson River Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 N/A 0.45 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 N/A 274 243
Rank Among All Virginia Credit Unions 12 22 N/A 50 38
Jackson River Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.500414362,276
All Other Unsecured Loans/Lines of Credit 12.0006332,460,804
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5002554,305,373
Used Vehicle Loans 7.0005026,020,209
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001424,834,095
Total Other Real Estate Loans/Lines of Credit 4.75028838,865
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.000100784,832
TOTAL LOANS & LEASES 2,07419,606,454

Jackson River Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15816,63300
    b. 15 Years or less 742,900,0543251,250
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 531,117,40800

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 28838,865117,000
Open-End Fixed Rate 0000
TOTALS 1705,672,9604268,250

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jackson River Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes