High Peaks Federal Credit Union

A short history of High Peaks FCU

Since its inception in 1961 the High Peaks Federal Credit Union has been serving its members in the Dillon, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tammy Hatfield, the High Peaks FCU has grown its membership to over 3,331 with assets of more than $22,416,747. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (406) 683-4373 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dillon, MT.

General Information For High Peaks FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare High Peaks Federal Credit Union To Other Local Credit Unions

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High Peaks Federal Credit Union Financial Performance Charts

Financial Data

High Peaks Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.90	4.26	6.36	5.85	5.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	406	312	483	359	229
Rank Among All Montana Credit Unions	13	30	34	27	14

High Peaks Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.12	N/A	0.31	0.15
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	124	N/A	301	276
Rank Among All Montana Credit Unions	N/A	11	N/A	22	23

High Peaks Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.900	413	377,858
All Other Unsecured Loans/Lines of Credit	11.650	847	724,385
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.260	22	509,814
Used Vehicle Loans	6.360	301	3,113,523
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.850	10	574,204
Total Other Real Estate Loans/Lines of Credit	5.000	58	2,007,948
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.790	154	1,393,396
TOTAL LOANS & LEASES		1,805	8,701,128

High Peaks Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	10	574,204	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	58	2,007,948	5	481,758
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	68	2,582,152	5	481,758

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

High Peaks Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes