First Choice America Community Federal Credit Union

A short history of First Choice America Community FCU

Since its inception in 1939 the First Choice America Community Federal Credit Union has been serving its members in the Weirton, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Winwood, the First Choice America Community FCU has grown its membership to over 37,691 with assets of more than $442,206,909. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (304) 748-8600 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Weirton, WV.

General Information For First Choice America Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Choice America Community Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Tin Mill Employees CU	Tin Mill Employees Federal	3016 West St	26062	(304) 748-5811	No	1.23
Strip Steel Community CU	CORPORATE OFFICE	3316 MAIN St	26062	(304) 748-6622	No	1.53
Hancock School Emp. CU	Hancock School Employee FCU	384 Penco Rd	26062	(304) 723-5605	No	1.78
Valley One Community CU	Main Office	2990 Johnson Road	43952	(740) 264-1402	No	5.65
S And J School Employees CU	S and J School Employees FCU	734 Main St	43953	(740) 266-6354	No	7.30

First Choice America Community Federal Credit Union Financial Performance Charts

Financial Data

First Choice America Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	14.80	2.79	2.99	3.13	2.79
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	516	119	91	38	16
Rank Among All West Virginia Credit Unions	21	9	5	2	1

First Choice America Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.06	0.15	N/A	1.19	1.19
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	123	119	N/A	135	134
Rank Among All West Virginia Credit Unions	7	19	N/A	9	5

First Choice America Community Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	14.800	2,528	3,303,349
All Other Unsecured Loans/Lines of Credit	11.470	977	2,964,066
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.790	317	4,752,342
Used Vehicle Loans	2.990	856	8,544,344
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.130	900	87,427,946
Total Other Real Estate Loans/Lines of Credit	2.790	683	19,353,062
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.500	714	5,807,819
TOTAL LOANS & LEASES		6,975	132,152,928

First Choice America Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	458	45,548,145	33	3,812,125
b. 15 Years or less	410	28,163,463	23	2,161,300
Balloon/Hybrid
a. > 15 years	19	3,805,186	1	104,000
b. 15 Years or less	4	7,865,674	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	4	1,582,668	0	0
Adjustable Rate > 1 yr	5	462,810	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	1	44,748	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	682	19,308,314	66	4,398,555
Open-End Fixed Rate	0	0	0	0
TOTALS	1,583	106,781,008	123	10,475,980

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Choice America Community Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes