Financial Horizons Credit Union

A short history of Financial Horizons CU

Since its inception in 1947 the Financial Horizons Credit Union has been serving its members in the HAWTHORNE, Nevada area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Reuter, the Financial Horizons CU has grown its membership to over 11,494 with assets of more than $176,657,683. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (775) 945-2421 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAWTHORNE, NV.

General Information For Financial Horizons CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Financial Horizons Credit Union To Other Local Credit Unions

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Financial Horizons Credit Union Financial Performance Charts

Financial Data

Financial Horizons Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	4.00	5.75	4.00	4.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	282	416	138	168
Rank Among All Nevada Credit Unions	N/A	8	11	4	4

Financial Horizons Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.10	0.75	0.65
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	134	215	205
Rank Among All Nevada Credit Unions	N/A	7	6	3	4

Financial Horizons Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	7.500	1,293	8,019,161
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.000	1,044	22,578,313
Used Vehicle Loans	5.750	1,784	22,688,941
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	401	34,746,610
Total Other Real Estate Loans/Lines of Credit	4.500	76	1,820,037
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.000	921	13,151,733
TOTAL LOANS & LEASES		5,519	103,004,795

Financial Horizons Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1	321,633	0	0
b. 15 Years or less	304	24,297,721	15	1,214,000
Balloon/Hybrid
a. > 15 years	11	1,355,980	0	0
b. 15 Years or less	1	140,468	0	0
Other Fixed Rate	26	1,296,517	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	58	7,334,291	6	1,016,400

OTHER REAL ESTATE

Closed-End Fixed Rate	59	1,397,355	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	17	422,682	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	477	36,566,647	21	2,230,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Financial Horizons Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes