Fedstar Federal Credit Union

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A short history of Fedstar FCU

Since its inception in 1947 the Fedstar Federal Credit Union has been serving its members in the Roanoke, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kelly Rutrough, the Fedstar FCU has grown its membership to over 2,830 with assets of more than $17,385,608. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (540) 986-0652 or email them at accounts@fedstar.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Roanoke, VA.

General Information For Fedstar FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5486
Address 5005 Melrose Ave NW 
City Roanoke 
State Virginia 
Zip-Code 24017
Phone Number (540) 986-0652
Fax Number (540) 986-0412
Email Address: accounts@fedstar.org
CEO/President Kelly Rutrough
Members 2,830 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,385,608 
Website http://www.fedstar.org 

Compare Fedstar Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
High Street Baptist Church CU High Street Baptist Church 2302 Florida Ave NW 24017 (540) 362-9298 No 0.93
Salem Va Medical Center CU Main Branch 1970 Roanoke Blvd 24153 (540) 344-4419 No 2.39
Freedom First CU South Main 1204 S Main St 24060 (540) 389-0244 No 2.49
Blue Eagle CU Rutherford 419 Rutherford Ave NE 24025 (540) 342-3429 No 3.24
Member One CU Vinton Branch 1056 by Pass Rd # Rt 24024 (540) 982-8811 No 3.25

Fedstar Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Fedstar Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.99 3.90 6.53 6.00 3.94
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 458 262 502 373 93
Rank Among All Virginia Credit Unions 53 38 70 47 7

Fedstar Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A 1.00 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A 174 266
Rank Among All Virginia Credit Unions N/A N/A N/A 28 41
Fedstar Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.990358809,242
All Other Unsecured Loans/Lines of Credit 20.5907082,552,488
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0004724,321
Non-Federally Guaranteed Student Loans 8.50012,772
New Vehicle Loans 3.900731,946,476
Used Vehicle Loans 6.5304756,014,495
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000117,066
Total Other Real Estate Loans/Lines of Credit 3.940371,077,732
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.32061887,169
TOTAL LOANS & LEASES 1,76113,331,761

Fedstar Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 117,06600
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 371,077,73200
Open-End Fixed Rate 0000
TOTALS 381,094,79800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fedstar Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes