Energy Services Federal Credit Union

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A short history of Energy Services FCU

Since its inception in 1933 the Energy Services Federal Credit Union has been serving its members in the SAINT CLOUD, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Loesch, the Energy Services FCU has grown its membership to over 1,412 with assets of more than $10,248,045. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (320) 255-8687 or email them at email@energystcloud.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAINT CLOUD, MN.

General Information For Energy Services FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24664
Address 600 25TH AVE S, STE 101 
City SAINT CLOUD 
State Minnesota 
Zip-Code 56301
Phone Number (320) 255-8687
Fax Number (320) 774-3002
Email Address: email@energystcloud.org
CEO/President Susan Loesch
Members 1,412 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,248,045 
Website http://www.energyservicesfcu.com 

Compare Energy Services Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Cloud CU St Cloud Federal Credit Union 3030 1st St S 56301 (320) 252-2634 No 4.59
Great River CU Sartell 1725 Pine Cone RD S 56377 (320) 258-3626 No 5.55
Starcor CU Becker 14267 Bank St 55308 (763) 262-9888 No 19.83

Energy Services Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Energy Services Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.25 4.75 4.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 174 296 174 229
Rank Among All Minnesota Credit Unions N/A 35 50 23 28

Energy Services Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.08 N/A 0.40 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 134 N/A 284 N/A
Rank Among All Minnesota Credit Unions N/A 18 N/A 33 N/A
Energy Services Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000268651,766
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.250511,009,202
Used Vehicle Loans 4.7501731,657,666
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250377,489
Total Other Real Estate Loans/Lines of Credit 5.0005121,494
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7501081,186,451
TOTAL LOANS & LEASES 6084,704,068

Energy Services Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 377,489173,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 5121,49400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 8198,983173,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Energy Services Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes