Encentus Federal Credit Union

  • +1

A short history of Encentus FCU

Since its inception in 1970 the Encentus Federal Credit Union has been serving its members in the Tulsa, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Misty Potter, the Encentus FCU has grown its membership to over 4,715 with assets of more than $26,778,976. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (918) 430-3500 or email them at info@encentusfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Tulsa, OK.

General Information For Encentus FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20015
Address 1320 S Lewis Ave 
City Tulsa 
State Oklahoma 
Zip-Code 74104
Phone Number (918) 430-3500
Fax Number (918) 430-3510
Email Address: info@encentusfcu.org
CEO/President Misty Potter
Members 4,715 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 26,778,976 
Website http://www.encentusfcu.org 

Compare Encentus Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hillcrest CU Hillcrest FCU 1635 E 11th St 74159 (918) 579-7998 No 0.79
Group Service Employees CU Boston Ave 1400 S Boston Ave 74119 (918) 551-3800 No 1.77
Energy One CU Duluth 3970 Peachtree Industrial Blvd Ste 100 30096 (770) 622-9211 No 2.14
First Oklahoma CU P&DC Brance 2132 S 91st East Ave 74141 (918) 828-9959 No 2.18
Ttcu The CU Jenks 105 S 9th St 74037 (918) 749-8828 No 2.21

Encentus Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Encentus Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.95 2.95 3.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 139 88 26 200
Rank Among All Oklahoma Credit Unions 15 6 3 1 8

Encentus Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 N/A 1.20 1.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 N/A 134 133
Rank Among All Oklahoma Credit Unions N/A 7 N/A 9 3
Encentus Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900270332,511
All Other Unsecured Loans/Lines of Credit 7.2504581,495,498
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0004414,595
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.950972,891,792
Used Vehicle Loans 2.9505317,514,470
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.000483,240,745
Total Other Real Estate Loans/Lines of Credit 4.750571,801,844
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00058995,200
TOTAL LOANS & LEASES 1,56318,286,655

Encentus Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 252,351,6577602,789
    b. 15 Years or less 17641,0744240,586
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 6248,014150,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 381,078,1795177,905
Closed-End Adjustable Rate 135,51000
Open-End Adjustable Rate 18688,15500
Open-End Fixed Rate 0000
TOTALS 1055,042,589171,071,280


Interest Only & Payment Option 1st Mortgage Loans 6248,01450,000
Interest Only & Payment Option Other RE/LOC Loans 18688,1550
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Encentus Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes