De Soto Mo Pac Credit Union

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A short history of De Soto Mo Pac CU

Since its inception in 1939 the De Soto Mo Pac Credit Union has been serving its members in the DE SOTO, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melissa Thebeau, the De Soto Mo Pac CU has grown its membership to over 1,279 with assets of more than $15,798,586. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (636) 586-9922 or email them at desotomopaccu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DE SOTO, MO.

General Information For De Soto Mo Pac CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63507
Address 418 N MAIN ST 
City DE SOTO 
State Missouri 
Zip-Code 63020
Phone Number (636) 586-9922
Fax Number (636) 586-5642
Email Address: desotomopaccu@sbcglobal.net
CEO/President Melissa Thebeau
Members 1,279 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,798,586 
Website http://www.desotomopaccu.com 

Compare De Soto Mo Pac Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Southeast Missouri Community CU Southeast Missouri Community Credit Union 1000 E Main St 63601 (573) 431-2121 No 18.58
Leadco Community CU Leadco Community Credit Union 551 E Karsch Blvd 63640 (573) 747-1882 No 19.28
Arsenal CU Arsenal Credit Union-North County 14305 New halls Ferry Rd 63033 (314) 962-6363 No 22.62
St. Louis Newspaper Carriers CU st louis newspaper carriers credit union 961 Plateau Dr 63026 (636) 343-5042 No 27.24
Members 1st CU Mattis Road 4702 Mattis Rd 63128 (314) 487-5628 No 28.95

De Soto Mo Pac Credit Union Financial Performance Charts


Performance Charts

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Financial Data


De Soto Mo Pac Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.25 4.15 7.00 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 174 219 438 341
Rank Among All Missouri Credit Unions N/A 31 34 41 45

De Soto Mo Pac Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.65 1.00 N/A 1.25 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 57 36 N/A 126 N/A
Rank Among All Missouri Credit Unions 3 3 N/A 5 N/A
De Soto Mo Pac Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.630254975,035
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.250922,112,134
Used Vehicle Loans 4.1504715,742,420
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.0005105,203
Total Other Real Estate Loans/Lines of Credit 6.000651,969,743
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2501331,544,506
TOTAL LOANS & LEASES 1,02012,449,041

De Soto Mo Pac Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 5105,203127,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 651,969,743114,000
Open-End Fixed Rate 0000
TOTALS 702,074,946241,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

De Soto Mo Pac Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes