Community First Credit Union

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A short history of Community First CU

Since its inception in 1952 the Community First Credit Union has been serving its members in the HANNIBAL, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marci Fessler, the Community First CU has grown its membership to over 1,068 with assets of more than $7,552,631. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (573) 248-2569 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HANNIBAL, MO.

General Information For Community First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64746
Address 6460 INTERSTATE CT 
State Missouri 
Zip-Code 63401
Phone Number (573) 248-2569
Fax Number (573) 248-2455
Email Address:
CEO/President Marci Fessler
Members 1,068 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,552,631 

Compare Community First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northeast Regional CU Northeast Regional Credit Union 514 Broadway 63401 (573) 221-0201 No 3.65
Atlas CU Atlas Credit Union 10107 Highway 79 63401 (573) 221-1740 No 4.61
Western Illinois School Employees CU WESTERN IL SCHOOL EMPLOYEES CREDIT UNION 1416 MAINE ST 62301 (217) 224-2091 No 16.05
Quincy Municipal CU QUINCY MUNICIPAL CREDIT UNION 507 VERMONT st 62301 (217) 277-2010 No 16.16
United Community CU United Community Credit Union 3633 Maine St 62306 (217) 221-1963 No 16.19

Community First Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.16 4.04 3.33 3.61
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 162 208 52 63
Rank Among All Missouri Credit Unions N/A 29 31 5 6

Community First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.80 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 207 N/A
Rank Among All Missouri Credit Unions N/A 18 N/A 23 N/A
Community First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.8601791,001,280
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.16033642,054
Used Vehicle Loans 4.0402372,580,300
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.3304532,776
Total Other Real Estate Loans/Lines of Credit 3.6108210,092
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.81075644,450
TOTAL LOANS & LEASES 5365,610,952

Community First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2311,53700
    b. 15 Years or less 2221,23900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8210,092392,904
Open-End Fixed Rate 0000
TOTALS 12742,868392,904


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes