Co-operative Credit Union

A short history of Co-operative CU

Since its inception in 1937 the Co-operative Credit Union has been serving its members in the Coffeyville, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lyle Martin, the Co-operative CU has grown its membership to over 3,356 with assets of more than $19,609,549. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (620) 251-5290 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Coffeyville, KS.

General Information For Co-operative CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Co-operative Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Peoples Choice CU	Peoples Choice Credit Union	402 W 12th St	67337	(620) 251-9280	No	3.23
Universal CU	117 South 8th	117 S 8th St	67301	(620) 331-6320	No	11.87
Ok CU	Main	3900 SE Adams Rd	74006	(918) 335-1844	No	29.34

Co-operative Credit Union Financial Performance Charts

Financial Data

Co-operative Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	9.21	7.66	5.34	6.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	615	602	307	391
Rank Among All Kansas Credit Unions	22	48	50	27	31

Co-operative Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.30	0.20	N/A	1.15	1.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	89	108	N/A	143	94
Rank Among All Kansas Credit Unions	5	14	N/A	8	3

Co-operative Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	90	231,929
All Other Unsecured Loans/Lines of Credit	13.900	70	139,989
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	9.210	80	1,824,926
Used Vehicle Loans	7.660	864	10,879,957
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.340	53	1,472,061
Total Other Real Estate Loans/Lines of Credit	6.500	10	132,560
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.760	44	291,068
TOTAL LOANS & LEASES		1,211	14,972,490

Co-operative Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	3	176,793	1	83,800
b. 15 Years or less	50	1,295,268	1	60,000
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	9	117,087	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	1	15,473	0	0
TOTALS	63	1,604,621	2	143,800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Co-operative Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes