Calcasieu Teachers And Employees Credit Union

A short history of Calcasieu Teachers And Employees CU

Since its inception in 1954 the Calcasieu Teachers And Employees Credit Union has been serving its members in the LAKE CHARLES, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bruce Thomas, the Calcasieu Teachers And Employees CU has grown its membership to over 5,080 with assets of more than $38,040,783. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (337) 433-4525 or email them at management@calteacherscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAKE CHARLES, LA.

General Information For Calcasieu Teachers And Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Calcasieu Teachers And Employees Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
L C Municipal CU	LC Municipal Federal	326 Pujo St Rm 418	70602	(337) 491-1357	No	0.10
Calcasieu Parish Employees CU	Corporate Office	1011 Lake Shore Dr ste 303	70602	(337) 439-4644	No	0.12
Spelc CU	SPELC FEDERAL CREDIT UNION	317 W 18TH ST	70601	(337) 436-2257	No	1.51
Southwest Louisiana CU	SWLACU Downtown Branch	519 Kirby St	70605	(337) 433-5125	No	2.91
Mcneese CU	McNeese Federal Credit Union	4390 Ryan St	70609	(337) 475-5344	No	3.30

Calcasieu Teachers And Employees Credit Union Financial Performance Charts

Financial Data

Calcasieu Teachers And Employees Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	3.48	4.17	4.00	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	207	222	138	100
Rank Among All Louisiana Credit Unions	N/A	34	28	12	5

Calcasieu Teachers And Employees Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.50	N/A	N/A	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	66	N/A	N/A	N/A
Rank Among All Louisiana Credit Unions	N/A	21	N/A	N/A	N/A

Calcasieu Teachers And Employees Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	10.030	537	1,323,931
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.480	135	2,509,701
Used Vehicle Loans	4.170	198	2,615,987
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	13	1,794,880
Total Other Real Estate Loans/Lines of Credit	4.000	182	4,623,091
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.900	162	1,567,063
TOTAL LOANS & LEASES		1,227	14,434,653

Calcasieu Teachers And Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	9	1,503,655	1	113,200
b. 15 Years or less	4	291,225	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	182	4,623,091	7	420,000
Open-End Fixed Rate	0	0	0	0
TOTALS	195	6,417,971	8	533,200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Calcasieu Teachers And Employees Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes