Arkansas Federal Credit Union

A short history of Arkansas FCU

Since its inception in 1956 the Arkansas Federal Credit Union has been serving its members in the JACKSONVILLE, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rodney Showmar, the Arkansas FCU has grown its membership to over 96,269 with assets of more than $1,147,929,397. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (501) 982-1000 or email them at info@afcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JACKSONVILLE, AR.

General Information For Arkansas FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Arkansas Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
North Little Rock Educators CU	North Little Rock Educator's FCU	2200 N Poplar St	72115	(501) 771-8074	No	10.79
Up Arkansas CU	Pike Avenue Branch	1501 Pike Ave	72115	(501) 374-2190	No	10.97
Democrat P & L CU	Democrat P & L FCU	6401 Lindsey Rd	72206	(501) 375-5873	No	11.87
Fort Roots CU	Fort Roots Federal Credit Union	2200 Fort Roots Dr Bldg 170	72115	(501) 372-4654	No	12.00
U.p. Employees CU	U.P Employees FCU	900 Pike Ave	72114	(501) 373-2872	No	12.19

Arkansas Federal Credit Union Financial Performance Charts

Financial Data

Arkansas Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	5.50	5.30	4.50	5.00	6.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	20	429	264	268	412
Rank Among All Arkansas Credit Unions	1	35	17	10	14

Arkansas Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.01	N/A	0.50	0.75
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	156	N/A	263	192
Rank Among All Arkansas Credit Unions	N/A	21	N/A	22	7

Arkansas Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	5.500	21,465	67,020,578
All Other Unsecured Loans/Lines of Credit	10.500	4,256	2,350,064
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.000	472	8,147,146
New Vehicle Loans	5.300	9,940	234,076,730
Used Vehicle Loans	4.500	17,536	289,759,850
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.000	2,182	251,844,513
Total Other Real Estate Loans/Lines of Credit	6.750	1,102	25,303,565
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.010	2,716	33,865,207
TOTAL LOANS & LEASES		59,669	912,367,653

Arkansas Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	710	82,436,982	109	17,802,938
b. 15 Years or less	1,002	53,113,940	99	9,030,399
Balloon/Hybrid
a. > 15 years	8	12,050,506	2	360,000
b. 15 Years or less	49	36,079,007	24	17,567,900
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	43	1,118,865	0	0
Adjustable Rate > 1 yr	370	67,045,213	97	19,910,638

OTHER REAL ESTATE

Closed-End Fixed Rate	132	2,623,356	1	8,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	78	1,338,986	0	0
Open-End Fixed Rate	892	21,341,223	131	3,958,536
TOTALS	3,284	277,148,078	463	68,638,411

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	26	17,874,873		7,348,300
Interest Only & Payment Option Other RE/LOC Loans	1	24,905		25,000
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Arkansas Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes